News & Insights
Unlocking the Door to Your Dream Home: How a Renovation Loan Can Make it a Reality
Mar 22, 2024
Have you ever passed by a house and thought, "This could be my dream home with just a bit of love and renovation"? In today's real estat...
Why Buying a Home Now May Be a Smarter Long-term Investment
Mar 19, 2024
In a world where financial stability and securing a future are paramount, the question of whether to buy a home now or wait surfaces frequently. The d...
Super Bowl Strategies for Home Buying and Mortgages
Feb 11, 2024
Ever watched the Super Bowl and marveled at the strategic depth, the precision in execution, and the high stakes involved? There's more common gro...
Get up to $22,000* towards down payment and closing costs!
Feb 02, 2024
Introducing the NJHMFA Down Payment Assistance Program and the First Generation Down Payment Assistance Program
NJHMFA Down Pay...
Happy MLK Day - National Day of Service
Jan 15, 2024
Today, as we commemorate Martin Luther King Jr. Day, it is more than just a day off from the regular business of mortgage lending. It's a day to d...
Is buying a home on a single income possible?
Jan 10, 2024
Buying a home on a single income can be challenging, but not impossible. Here are 10 handy tips to help you achieve your dream of homeownership withou...
Happy New Year 2024
Dec 31, 2023
Happy New Year 2024!
As the year 2023 comes to an end, we want to take this opportunity to wish you all a happy holiday season and a happy new...
Merry Xmas from Jersey Mortgage
Dec 23, 2023
It's that time of the year again, when we look back at the past 12 months and reflect on what we have achieved, learned and enjoyed. And what a ye...
Happy Thanksgiving
Nov 23, 2023
We hope you are having a wonderful time with your loved ones on this special day. As a mortgage lender, we are grateful for the opportunity to help pe...
Remembering 9/11
Sep 11, 2023
Two decades might seem like a long time, but the events of September 11, 2001, feel as raw and poignant today as they did on that fateful day. Today,...
Discover the Charm: 5 Irresistible Reasons People Are Moving to Cranford, New Jersey
Jul 21, 2023
If you're thinking about relocating and New Jersey is on your radar, then Cranford should undoubtedly be on your list. As one of the best places t...
Unveiling the Hidden Gems: 5 Things You Don’t Know About Parsippany, New Jersey
Jul 14, 2023
Parsippany, New Jersey, may not be the first place that comes to mind when considering a weekend getaway or a place to relocate. Yet this captivating...
The 5 C's of Credit Explained
Jul 13, 2023
Creditworthiness is a crucial factor that financial institutions consider when determining whether to lend money or extend credit to an individual or...
Happy Independence Day
Jul 03, 2023
The 4th of July is a special day for all Americans. It is the day we commemorate and celebrate our independence from Great Britain in 1776. It is the...
5 Irresistible Reasons Why People are Moving from New York City to New Jersey
Jun 24, 2023
There’s a noteworthy trend in motion: more and more people are transitioning from the dazzling lights of New York City (NYC) to the verdant expa...
Happy Father's Day
Jun 17, 2023
Every year, on the third Sunday of June, families all around the world come together to celebrate and honor the incredible men who have played a signi...
The 3 C's of Mortgage Underwriting
Jun 04, 2023
If you are planning to apply for a mortgage loan, you may have heard of the term "underwriting". Underwriting is the process by which lender...
Top Reasons Pre-Approved Mortgages Get Denied
May 29, 2023
Getting pre-approved for a mortgage can give you a sense of confidence and security when you are looking for a home. It means that a lender has review...
Top Mortgage Challenges Facing First-Time Homebuyers & Strategies to Overcome Them
May 21, 2023
Taking the leap into homeownership is an exciting but often daunting process, especially for first-time homebuyers. Securing a mortgage, which is like...
Happy Mother's Day
May 14, 2023
Mother's Day is a special occasion to celebrate the nurturers and caregivers in our lives. Whether it's your biological mother, your adoptive...
5 Easy Ways to Boost Your Home’s Curb Appeal this Spring
Apr 28, 2023
Looking to list your home? Spring is the perfect time to do so!
Your home's exterior is like the cover of a book, setting the stage for what&...
10 Steps Everyone Should Consider Before Buying a House
Apr 20, 2023
Buying a house can be thrilling, but it can also be complicated, and a little bit scary. For many, purchasing a home is one of the biggest decisions t...
How to save for a down payment for a house
Apr 14, 2023
Buying a house is one of the biggest financial decisions you can make in your life. It can also be one of the most rewarding, as you get to enjoy the...
Can I use my tax return as down payment?
Apr 02, 2023
When it comes to purchasing a home, one of the biggest hurdles for many people is coming up with the down payment. The down payment is the upfront cas...
Reverse Mortgages at Jersey Mortgage Company
Mar 28, 2023
Jersey Mortgage Company is proud to offer reverse mortgages for those who may not have liquid assets but have built equity in their homes from years o...
What makes a house a home?
Mar 18, 2023
When you think of your home, what comes to mind? Is it a place where you can rest and relax after a long day? Or do you see it as a gathering place fo...
Help us celebrate Women's History Month
Mar 01, 2023
March is Women's History Month – a time to recognize and celebrate the contributions and achievements of women throughout history. As the mo...
What exactly is a townhome?
Feb 18, 2023
A townhouse is a type of residential property that is typically a multi-level unit that shares one or more walls with adjacent properties. Townhouses...
Can I buy a house with student loan debt?
Feb 06, 2023
Buying a home is a huge step in your adult life and one of the milestones that help define the coveted American Dream. There are a lot of factors that...
Top Reasons Why You Should Use a Local Lender
Jan 05, 2023
There are many benefits to using a local mortgage lender when it comes to securing a home loan. Here are the top reasons why you should consider...
How to Set Effective New Year’s Resolutions
Jan 02, 2023
As we leave 2022 behind and usher in a new year, let us take a moment to awaken and revitalize our dreams. It is time to get re-energized as we welcom...
Happy Holidays from Jersey Mortgage
Dec 25, 2022
As the end of 2022 approaches and we celebrate the holiday season, we at Jersey Mortgage would like to extend our warmest wishes to all of our v...
How Much One Extra Mortgage Payment Can Save You
Dec 15, 2022
It’s never nice to have debts hanging over your head, and one of the biggest debts you can have in life is a mortgage. If you have room in your...
Get your home ready for the holidays
Dec 09, 2022
The home is almost always the center of the family's holday experience. Whether you’re celebrating Christmas, Thanksgiving, Hanukkah,...
Happy Thanksgiving from Jersey Mortgage
Nov 22, 2022
On behalf of all us at Jersey Mortgage, we want to take a moment to wish you a warm and Happy Thanksgiving celebration, filled with love, laughter, bl...
11 Home Renovation Mistakes to Avoid
Nov 18, 2022
Are you in the process of planning a home renovation? If so, it's important to be aware of the most common mistakes made by homeowners. By avoidin...
Stop Paying Rent With JMC Dream Loan
Oct 29, 2022
Are you renting?
Stop renting!
Did you know you can be paying less per month by owning your home?
With a JMC Dream Loan at Jersey...
Do Home Appraisals Affect Selling Price?
Oct 25, 2022
When it comes to buying or selling a home, you’ll often come across the term ‘home appraisal’. A home appraisal can impact many thin...
How to Buy a Home with Little or No Money Down
Oct 19, 2022
For many homebuyers, saving up for the downpayment is often the biggest roadblock to owning a home, especially with the skyrocketing home prices. The...
What Credit Score Do You Need to Buy a House
Oct 06, 2022
A mortgage is likely the biggest loan you’ll take in your lifetime, and when qualifying for a mortgage loan, your credit is one of the critical...
5 Ways to Sell Your Home Fast
Oct 01, 2022
You have landed a dream job in New Jersey and have to move there. Or maybe you are upgrading, building or buying a new home and have to sell the old o...
5 Benefits of Homeownership
Jun 18, 2022
June marks Homeownership Month. It’s a time to highlight efforts to help families achieve affordable and sustainable homeownership. A home is mu...
Let's get you started on the home of your dreams
Mar 14, 2022
At Jersey Mortgage Company, we take the stress out of the mortgage process by delivering outstanding mortgage solutions for decades. We...
Happy International Women’s Day!
Mar 08, 2022
Today, March 8, 2022, we celebrate the many women of Jersey Mortgage Company, from loan officers and loan officer assistants to processors, underwrite...
We’ve Moved!
Mar 01, 2022
We’re on the move! The Manasquan office of Jersey Mortgage Company has relocated. After 15 wonderful years down at the Jersey shore, we have dec...
5 Tips to Prepare for the Spring Market
Jan 31, 2022
Spring is right around the corner and with it comes the most active time of year for home buying! The spring real estate season is known for an influx...
7 Tips to Help You Keep Your New Year’s Resolution
Dec 26, 2021
The year is ending, and the dawn of a new, exciting and promising year is upon us. This is the time when many people set goals for the New Year, in th...
Happy Holidays from Jersey Mortgage
Dec 20, 2021
2021 was a memorable year, and as it comes to a close, we wanted to take moment to reach out to our amazing clients, and share our appreciation for yo...
Renovate or Move: 3 Key Things to Consider Before Making Your Decision
Dec 10, 2021
Deciding whether to stay or renovate your existing home is a life-changing decision. For many, their home has so many memories associated with it that...
10 Steps To Buying A Home
Dec 01, 2021
If you’re thinking about buying a home – congratulations! Whether this is your first home or your fifth, buying a home is a huge life mile...
Benefits of Bi-Weekly Mortgage Programs
Nov 28, 2021
Looking for an easy way to help pay your mortgage faster, build equity faster and reduce the total interest over the life of your mortgage? Bi-weekly...
Spending Thanksgiving Away from Home
Nov 21, 2021
For many, Thanksgiving is a yearly occasion to spend time with family, sharing gratitude, warmth, and happiness. It’s usually a time of the...
Requirements for Mortgage Pre-approval
Nov 18, 2021
Being pre-approved for a mortgage is a recommended first step that helps simplify and streamline the home-buying process. It provides a letter or stat...
Steps to Making an Offer on a House
Nov 12, 2021
Buying a house is incredibly exciting. You have a whole space to call your own and make into the cozy retreat you dream of. Of course, as you’ve...
Jersey Mortgage Company Celebrates National Homeownership Month
May 19, 2021
Join us for a month of celebrating all homeowners -- past, present and future!
June is a month of celebration for Jersey Mortgage Company! This mon...
The 2021 Spring Market: A Seller's Market
Mar 02, 2021
As we approach the one-year anniversary of the stay-at-home orders, quarantine restrictions, and state-wide curfews, we reflect on all of the ways tha...
6 Roadblocks to Avoid When Buying a Home
Feb 17, 2021
Whether you’re a first-time homebuyer, or repeat homebuyer, the homebuying process can be filled with anxiety; however, with the proper preparat...
Embracing Change
Feb 05, 2021
As we approach a year of living during the Covid-19 Pandemic, we reflect on the many shifts that have occurred professionally, personally, and sociall...
7 Common Mortgage Myths
Jan 25, 2021
Buying a home can be stressful, especially when overwhelmed with conflicting information online.
In this blog post, we debunk 7 common mortgage m...
What Is Mortgage Servicing?
Jan 12, 2021
"Mortgage servicing" is a term you may not have heard until today however, it is something that affects every single homeowner that uses fin...
Buying Your New Home In A Seller’s Market
Jan 07, 2021
Many families decide to embark on their homeownership journey to build wealth for the long term. Part of building wealth through real estate is growin...
5 Reasons You Should Stop Renting
Dec 21, 2020
With interest rates at historic lows, more renters are turning into homeowners than ever. However, just because you can buy a home, does that mean you...
4 Reasons You Should Considering Refinancing Today
Dec 04, 2020
Rates have continued to drop and allow hundreds of American families to refinance their homes this year. However, just because rates are low does not...
Best of the Best
Nov 18, 2020
Every year, The Asbury Park Press releases a list of the best of the best, and this year was no exception. For the second year in a row, Jersey Mo...
5 Reasons To Consider A Move To New Jersey
Oct 09, 2020
As we all adapt to these changing times, it's easy to see how the romantic notion of living in the greatest city in the world may no longer...
A Fall Checklist to Prepare Your Home Before Winter Sets In
Oct 02, 2020
It's time to prepare your home to handle winter's frosty bite. Although fall is one of the busiest periods for winter preparation, it'...