Nijaz is such a smart person , very kind and he helped so so much buying our house . He is very hardworking , intelligent and he did so much easier the process of buying the house . Nijaz helped us so much with the interest rates and gave us the best interest . We went in too many banks but Nijaz was the only one we could trust . We are very very happy with his assistance , he always was correct in everything he told us since the beggining . Highly recommended !!