You’ve served your country and should be rewarded for your commitment and honor. At Jersey Mortgage Company in NJ we are dedicated to helping veterans obtain superior Veteran Affairs (VA)-backed loans with unsurpassed personal service. We are one of the leading VA Loan- approved lenders in the country.
Whether you’re buying your first home or seeking VA refinance loans, as a Veteran you qualify for all the outstanding benefits this loan provides. There is virtually no “red tape” involved and it includes 100% financing with no money down, with less stringent underwriting standards and requirements than conventional loans.
Congress created the VA Home Loan Guarantee Program in 1944 to help returning service members achieve the dream of home ownership. Since then, the Department of Veterans Affairs has helped more than 18 million military members purchase homes and get VA refinance loans. In fact, according to the US Department of Veterans Affairs about 80% of VA borrowers could not have qualified for a conventional home loan.
As one of the elite VA Loan-approved lenders in the country, we consistently deliver a level of customer dedication that is unheard of in the mortgage industry today. Rather than offering “cookie-cutter” home loans we take the time to get to know you and your unique situation in order to ensure a smooth home loan and home buying experience. We are well-known for going the extra mile to ensure you get a flexible, comfortable home loan that meets your needs and lifestyle.
Jersey Mortgage Company is a trusted home loan leader with roots dating back to 1938. We are an award-winning direct lender that actively participates in the LendRIGHT excellence program and takes an active role in NY, NJ, PA, FL and CT communities with contributions to groups like Jeremy’s Heroes and Habitat for Humanity. At Jersey Mortgage Company in NJ we believe in giving back.
A VA Home Loan is available to veterans, reservists, active-duty personnel and un-remarried surviving spouses of veterans with 100% entitlement. Additionally, certain reservists and National Guard members qualify, as do many spouses of military personnel.
Qualifying veterans include:
The application process for VA refinancing or financing is no different from any other type of loan. In fact, the VA application form is the same as that used for HUD/FHA and conventional loans. We'll verify the applicant's income and assets, and obtain a credit report to see that other obligations are being paid on time
Call us to get started today.